Straight answers about business funding.
The questions business owners ask us most, answered plainly.
Is funding guaranteed?+
No. Funding is never guaranteed. Approval, amount, rates, fees and terms are determined by the funding provider and depend on your qualifications and the program. We help you prepare and navigate the process, and improve how you show up.
How much does it cost?+
We may charge a funding-services fee of 10 to 12% of covered funding obtained, disclosed and agreed to in writing before we begin. Some third-party programs may have different terms, always presented before you decide.
Do you lend the money yourselves?+
No. Keys to Capital is not a bank or lender unless expressly disclosed otherwise, and we do not make final credit or underwriting decisions. We provide consulting, preparation, coordination and related services.
What can the capital be used for?+
Depending on the product and provider, common uses include expansion, equipment, inventory, working capital, marketing, payroll, hiring, renovations, vehicles, technology and new locations. Funds must be used per the funding agreement.
What if my business is not ready?+
That is common, and it is fine. If preparation would strengthen your position, we may refer you to HVC Consulting to get organized first, then you can pursue funding from a stronger place.
Do I have to accept an offer?+
Never. If an offer is made, you decide whether to accept it. You are always in control, and we encourage you to review all terms carefully before deciding.
Still have a question?
Start your assessment or call us, and talk to a real person about your business.